something crazy: Pilih menantu/ isteri di sini.

Wohoo... aku nak wat kerja gila jap.
Korang agak-agak kalau la aku send picture ni kat semua mak-mak yang ader anak teruna yang hensom se-level Taylor Lautner, Tom Hiddleston == agak-agak korang der yang berkenan tak???

>>>>ahahhahahahah.....Silap-silap kena black list adalah (malu-malu). Helmet maner, aku nak tutup muka jap. Huhuhu...

yang maner satu pilihan hati?

Actually, samaada kaua tau aku- pemilihan yang tepat dan yakin itulah jodohnya adalah penting. Jangan pandang seseorang kerana kecantikan padanya-pandanglah kebaikan hatinya kerana itulah bentuk sebenar seseorang itu.

Gunung Ledang: We are here.

*memang superb 'boom; untuk yang suka kan kehijauan alam yang tenang tanpa gangguan. Banyak tempat bebas yang cantik (kalau pandai pilih). 

----------------------------happening--------------------------

Salam kejauhan daripada kitaorang di bumi Ledang. Kalau korang dok tarak tau nak gi maner tok berkelah bersama keluarga tersayang. Apa kata kalau singgah sebentar di sini (gunung Ledang) dan rehat bersama Kit Kat (iklan promosi tanpa bayaran dan rasuah). 

Layan pokok-pokok yang menghijau dan air yang super 'ummphhh' memang best amat! So guys, what you waiting for--makes your own group and go trakking.

PT22086: Lagu ini khas untuk kawan-kawanku.

Sindentosca-- Kepompong.

Dulu kita sahabat
dengan begitu hangat
Mengalahkan sinar mentari

Dulu kita sahabat
berteman bagai ulat
Berharap jadi kupu-kupu

Kini kita berjalan berjauh-jauhan
Kau jauhi diriku karena sesuatu
Mungkin ku terlalu bertingkah kejauhan
Namun itu karena ku sayang

Reff:
Persahabatan bagai kepompong
Mengubah ulat menjadi kupu-kupu
Persahabatan bagai kepompong
Hal yang tak mudah berubah jadi indah

Persahabatan bagai kepompong
Maklumi teman hadapi perbedaan
Persahabatan bagai kepompong

Na na na na na..

Semua yang berlalu
Biarkanlah berlalu
Seperti hangatnya mentari

Siang berganti malam
Sembunyikan sinarnya
Hingga dia bersinar lagi

FINANCE: Deadly serious about retirement plans.

Hai,

Did you ever ask randomly question to yourself about, how your old age would look alike? And ask about how the financial condition at that time...Are they enough money to survive by yourself? The kids? Your partner too? And are you wanna work until when? 60? 70? Or maybe surprisingly did an early retirement? Huh.

From my own perspective, ordinary people will said that...retirement is a very confidential issue. Oh come on! Even so, to me it still must have a right planning. Are you gonna do that secretly or openly, depends. I want to stress it here, you must plan as soon as possible. The earliest, the better. If not you will leave the boat, and make your own life miserable after that. Too much too handle. 

Like now, I'm 21 years old, but my expectation about retirement topic is the most important thing. I want to plan my life to be comfortable and organize in the future. I still want to travel around the world even I'm aged 70 years old. In to do so, I should make a better plan and manage my money well from now on. And, would you too?

I likes reading and you can check it out some article from 'Personal Money, The Edge Magazine On Managing Your Finances. Issue # 107, July 2010' about some topic how to manage your money. The topic title 'Get Ready For A Rough Ride.' page 54. Here I can summarize what's are going on...

In planning for managing money for the rough day like old age, you must acknowledge some details that will do some effect later. Firstly is age and status. You must have an aiming when to wanna retired, maybe at age 30 or 40 or even 50. The earlier retirement may required more money. And status means something like are you single or married... If you are married how many kids you have later, to think about how to support them. The education fees and all essential later. 

Second, the most important topic is your partner! Are your partner also have a good retirement planning? Are you still in good position if this topic be bring up anywhere or everywhere? If yes, thanks God. If not, just said...Oh my God! Let brain wash him or her everyday. To me, it's not consider rude or uninteresting if you ask this kind of situation before you're married to them or in the earlier marriage. The supported from each other what makes the couple life looks more beautiful. 

After that, you should look up to the basic spending. Same condition like now, at old age you still received those bills and expenses to concern about. The health cover, the maintenance fees, the electricity and water, the foods, the transportation and kids education...Lots! Also, you should watch out for the inflation crisis. Maybe today it only charge you Rm 3, in next 10-20 years later...Rm 100. Uh-huh.

Next is about sides spending. In the old age, you will carry on what you wanna do in life. And those bucket list must be counting in the retirement plans. This part may required more money than expected. I'm not gonna live as a boring old age women, I want a super hype life until I die. I still want to do the world tour, visit my grandchild in France, travel to Japan, hike a mount, enjoy any delicious foods and many more. Get in!

Hurmmm... So, what do you think? Just take a few hours from your busy scheduled and think about it deeply. You wanna enjoy your life today only or continuously? Right life coming from right planning. And vise versa. Clock is ticking, be deadly serious about your retirement looks much how you're be deadly serious about your future. You and I maybe not a financial counselor but a smart people will always win. Fighting!

PRIVATE FIGURE: Alia Qistina Muhammad Ibrahim

This is story about the 'lil cutez baby who was born in the world...

Alia Qistina Muhammad Ibrahim

PUBLIC FIGURE: Nurul Haziqah Hayazid

Hello readers, lets meet my anak buah (pertama). Keterujaan-melampau-lampau. Alhamdulillah...sihat ibu dan anaknya nih.

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i love you cik ziqa...

The full stop: Pengalaman di bumi bersejarah, Melaka.

Assalamualaikum..

Helaian pada kali ini akan berkisar mengenai bandar Melaka (cube bukak peta Malaysia bagi ynag tak tahu, ye). All sorts of things in the pass (love, sorrow, and not miss the Bitter).. (I think a lot of joy). What the nonsense are you talk, girl. 

Selain bandar bersejarah, paling best adalah landskapnya yang superb cantik dan menarik. Semua gambar yang diambil sungguh berseri kerananya, dengan tambahan touch magic makin likes superstar!

Walaupun laugage yang dibawa bersanma jhabis jahanam kerana terpelanting sewaktu perjalanan pulang, menaiki bus (bunuh diri yang tragik). Namun, apa aku kesah..

Pengalaman yang paling berharga!

*Imigination safe with me in town melaka. Let's start, girls:

Kerana model import semua lari ikut jejaka Singapore, maka aku secara trang-trang menjadi model tak bertauliah (suka dan rela sebenarnya). Hahahhha... Superb! (masuk bakul dan tarik sendirik ini orang)

Kerana aku dah berumur 18 tahun dan keatas, maka hormone adrenalin yang berlebihan telah membawa aku untuk keluar malam. Maka, antara 'snap picture' yang dapat adalah:

Di lain hari, kitaorang sempat la gi Pantai Tanjung Bidara (masa lawatan ke Ledang, sebenarnya). 

Masyuukkk!!.. Try la gi shoot kat Melaka (pandai-pandai la carik). Google, GPRS ker, asal uummpphhh..

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To be continued.....

KEWANGAN: 13 Tips berjimat yang patut korang tahu

Assalamualaikum pihak pembaca.

Blink-blink-blink (bak lagu Jessie J-price tag), bab mata duitan kali ini berkisar mengenai 'JIMAT'. Some'lil thing yang mungkin korang terlepas pandang atau saja-saja tak nak pandang (bak lagu Tan sri SM Salim & Datuk Siti-pandang-pandang, jeling-jeling). Hehhehe..Tak percaya? Nak tahu?

So, lets me show you guys:

1. Selalu masak di rumah/ cook at home often: Walaupun tak level Masterchef, Dr. Fazley tapi ok what daripada makan luar.
2. Bawa bekal daripada rumah/ brown bag lunch: Simple dan terjamin sihat dan bersih lagi suci. ++ memang menjimatkan.
3. Bayar hutang secepat mungkin/ consolidate and pay off debt ASAP: Memang ASAP, kalau tak dah tengah bulan mula la nak terngadah. Nak gali mana duit tuh.
4. Pinjam buku/ instead of buting books, borrow it from libary: Aku pinjam kawan, aunt, semua la. 100% jimat! Dah pinjam jangan lupa pulang balik.
5. Bawa botol air sendiri/ bottle your own water: Kalau korang perasan, sejak school lagi kita dah apply benda alah nih. So, continue ajalah.
6. Jauhi kawan yang terlalu boros/ keep distance from high demand friends: Highlight statement nih.
7. Buat senarai belanja/ make shopping list: Wajib, kalau tak. Lari la budget.
8. Tingkatkan kemahiran/ Do DIY: Kemahiran macam memasak, menjahit, berkebun. Boleh ambil kelas tambahan atau suruh la kawan atau keluarga yang pro ajarkan. FOC sikit.
9. Belajar bercakap 'TIDAK'/ learn to say 'NO': Yup, no this, no that....no,no.no.
10. Guna kemudahan awam/ use public transport: 70% menjimatkan walaupun der bab susah senang lah. Adat.
11. Elak minum luar/ cut down your drinking: Apa salahnya buat air kopi sendirik daripada lepak kedai mamak. Coz kalau minum mesti terasa nak meals sampingan kan.
12. Beli masa jualan murah/ buy in sale time: Simpan duit dan belanja bila ada jualan murah, biasanya nak dekat perayaan lah. Krismas, raya..
13. Finally, tanya diri sendiri: Do I really need this??? Tanya 800 kali soalan tuh pada diri sendiri dan baru decide nak beli tak.

Camner? Korang agak-agak boleh apply tak? Heheheh.. tip nih simple jek kot.
Slow in action, tapi jangan missing in action. OK.

...TAGLINE MEMBAKAR: 'shop till you drop!'....

Cik Ziqa: Aku dan Nur Haziqah Hayazid

Assalamualaikum.
Yes. Inilah dia muka cik Ziqa yang terbaru. Huhui. Comeh tak, comeh tak? Hehhehe... Then, sebelom aku balik Nilai, Negeri Sembilan. Aku tangkap cintan picture beebanyak sama ini budak. Ti winduu...

Orait... cukup bekal untuk ke Nilai. Hhehehe.. Damn, i'll miss you cik Ziqa. Huhhhu... do you missed me? Oh, kecik gi-tak paham apa aku cakap.