Hai,  Now it's already in end of November, how fast time flies. One one month I will reach 35 years old oh great. I'm ready for hot marriage questions, again! Life in 2024 is still great with some achievement and some delayed project that I need to carry forward for 2025. This is because my own neglection and less discipline at that time. Surely, I regret about it because I wonder how come I do not follow the schedule, and everything will be alright. But it happens because changes in energy and time limit. So, I hope 2025 will bring be better life and opportunity.  I already make some arrangement for 2025 calendar. And most excitingly are about travel plan for January winter session with my Saudi friends, and Malaysia vacation day in between April to May. Always full up and down with flight up and down-so please bless me with fortune, health and energy. Financially, I target to make my mortgage loan to half in 2025. Still, I prefer to finish it between next five years as I pos...

 Hai. Yesterday I'm done with all journaling session for two weeks, laundry, iron clothes, financial revision and etc. Today I'm still off from my hectic work. Then, it makes me free of nothing and sit feel great. So, I wake up late at 9 am and took heavy breakfast from leftover chicken, with a cup of hot tea. Few hours later I'm finished my bank transfer and pretty happy with all the progression. And now, I'm sat in front of my laptop to update my blog. Hey, what I will do next? I don't know. In same time, I light on lavender purifiers with my aesthetic music cafe from YouTube because I like how slow down and relaxed it sound to me. This giving me a great vibe. Then, I know what I will do... Do something that I like! I will sort out my clothes with color coding, vacuum my room. Cleanliness brings something positive aura to the fullest right. Do I need to cook something today? I'm not sure, I think my friend got their recipes for today. So, I will let it go. Any...

Hai. Ini adalah post dedikasikan kepada kamus aku, yang sudah 11 tahun bersama, loyal and royal in terms. Aku still simpan sebab ia adalah memories, dan pengalaman yang mengajar banyak English semua ini. Aku beli dengan duit arwah ayah aku, macam biasa. Dan aku sangat menjaganya, sebab mahal. Dan walaupun sedikit sudah lari alingment dia, tetapi masih berguna. Sekarang budak sekolah sudah in digital world. Semua hujung jari. Dulu, semua hujung jari kaki, sebab sendiri kena menapak pergi library. Hahahhah... Kamus since 2015. Sekarang digital-tak sama! Baiklah, antara asas keperluan hidu ada tiga. Ini yang big things yang masuk dalam expenses aku per bulanan. Ia adalah: rumah + transport / kereta + makan minum. Makan minum boleh dikurangkan up and down ikut perancangan bulan itu. Kalau ada banyak activity luar, kena dine in selalu. Sedikit tinggi daripada yang biasa. Dan kalau busy dengan works in house. Boleh kurangkan dengan masak makanan sendiri, boleh bawa bekal. Dan boleh berpu...

Hai. Aku suka cerita mengenai rumah alias property sekarang ini. Hendak tahu rentetan cerita, boleh pergi ke G3 yang dekat atas sekali itu. Aku bukan daripada agensi jual beli rumah, atau hendak menjatuhkan meremehkan jual beli rumah or etc. Tetapi, aku bercerita tentang realiti hidup siapa-siapa yang beli rumah. Terutamanya pada sesiapa hendak beli rumah pertama mereka. Dia biasanya blur sana sini, lepas itu bila kena bayar nampak yang bertimpal-timpal-budget mula lari. sedikit rasa menyesal, tetapi sudah buat bayaran deposit semua.  Reason biasa orang beli rumah adalah selepas kahwin, ada pasangan hendak duduk berdua dengan tujuan untuk kalian berdikari. Atau bila ada anak, perlu ruang lebih besar kadang-kadang. Bagus tetapi bila sebut kelayakan, semua orang boleh beli rumah. Tetapi bila sebut mengenai kemampuan, boleh main tarik tali. Aku punya tajuk tentang mampu atau layak dekat link sini . Bukan setakat si pembeli atau suami kena fikir semua ini, kalau ada partner yang join ...

Hai. Masak?  Teringat balik zaman sekolah, kami adik beradik memang setiap hujung minggu akan asing-asing kerja rumah. Ada bahagian kemas dalam rumah, basuh baju, lipat baju, sidai baju, memasak, basuh pinggan dan lain-lain. Aku? Aku ambil bahagian sapu sampah luar rumah, tanam pokok. Apa-apa aktiviti yang sedikit kerempempuanannya-hah, hamik confirm tidak ada dalam Kamus Dewan dan Pustaka. Memang diakui aku jenis agak kelakian sedikit masa zaman sekolah.  Sambung cerita zaman dulu, ada satu hari, abang aku suruh masak, resepi dia adalah ketam masak lemak. Masa ini semua da aktiviti masing-masing. Hadui, dulu tidak ada easy internet access macam sekarang. Aku cari buku resepi yang emak aku beli selalu. Puas aku telek, teliti... realitinya, aku masak hampir tiga jam ya! Sampai pecah lemak, sampai boleh jadi santan balik lah. Rasa dia aku tidak tahu, nasib sampai sekarang aku memang allergic spesis seafood ketam semua ini. Jadi ada alasan bila orang suruh masak benda-benda begin...

Hai. 2024, I'm 34 years old. Sometimes I wonder what someone should be act in personality, behavior in my age? What about if they are single person? Am I too far behind them or am I too mature from it? In my 20-an I always think about others and become easily emotional trap about society scam. I stay in freedom without a real goal. I'm floating around and searching what the best for my life. I stay out until one or three in the morning and eat more junk foods. Do I regret about my 20's? No, because these experiences teach me everything. I'm happy about that, big circle and more laugh. After I reach 28-29 years old, I face the reality of life that this is not me. Then, I continue study and upgrade my skills. From here, I isolated my life for a year and reduced to a small circle friend. I know who's back stabbed me and who are the sincerely one. I make drastically change over 360 degrees when I also apply for oversea job. I know I'm still 50: 50 about that but I r...

 Hai. Bersambung daripada Part 1 tajuk Rumah. Layak atau mampu?  Terus terang memang tujuan aku beli rumah ini sebab untuk tambah pendapatan. Aku masih stay oversea jadi beli rumah untuk duduk memang tidak berbaloi, jadi aku beli memang untuk disewakan. Jadi bila hendak sewa pada orang lain, benda pertama kena tahu adalah tidak wajib ya untuk rumah itu adalah rumah baru. Sayang betul kalau rumah baru, kenapa? Sebab satu mahal dan campur kos renovation semua dengan tambah maintanance semua. Lepas itu aklau dapat penyewa yang suka musnahkan harta benda awam. Pergh...Sure, menyesal. Jadi, aku tahu hendak sewa aku memang letak bajet bawah RM 300k.  Sebelum ini aku pernah mention yang location dan harga rumah kenalah berbaloi! Aku survey rumah dekat tiga empat tahun sebelum buat keputusan beli rumah aku sekarang. Beli rumah bukan macam beli ikan dekat pasar. Salah pilih boleh merana seumur hidup. Beli kereta lagi senang daripada beli rumah, okay. Macam contoh aku bajet RM 300k...

 Hai.  After one year I heard of this MBTI things epecially in Korean Drama, not so interest in it. But last week it caught my eyes and also nothing to work on. I fill up all my heart for the test and some questions. Guess what is my MBTI? Surprisingly I don't know I'm in that group but then it prove enough. I try also another test and it still the same result, and in high marks. So, I just go with the flow and accept the truth. Now, I going on keep my strength in it to the fullest and in same time handling my weakness.  So, my MBTI is ENTJ-A, a commander type with natural born instinct and physically drive to turn my vision or goals to reality. It is so me. The Google said this preference are comparatively rare, especially women. Generally make 2.3% for men and in with second lowest percentage for this test. And it is less than 2% universal sample. Why? Because people like this don't have time to do all this kind of test because they know own potential. I like this state...

 Hai. Sekarang sudah masuk bulan October, 2024. Rasa sekejap sangat masa berlalu, dan hanya dalam dua bulan lagi akan masuk 2025. Untuk aku, biasa akan kemas kini data diri dan pencapaian biasa aku akan buat pada dua tahap iaitu bulan April-May dan September-October. Untuk tengok betapa banyak aku sudah capai dan apa aku hendak buat akan datang. Jadi aku akan sentiasa on the right track, ada kadang-kadang terpesong sikit. Aku undur sikit dan masuk right line. Paling susah adalah untuk consistent in discipline.  Aku tidak tahu aku terlalu obses or benda ini adalah normal? Aku akan dua minggu sekali untuk financial term dan sebulan sekali update framework apa yang aku plan about future. Aku biasa draw lakaran in rough paper and kelipkan ia dalam satu fail. Dengan buat begini selama lebih empat tahun, aku nampak macam mana aku upgrade my future each time. Daripada aku target dulu hanya Rm 500k in saving dan tiada plan untuk bersara kepada focuses in dividen term with retirement a...

Hai. Welcome to serious topic about me and my life.  My favourite quotes: The road to success is always under construction. Go hard and smart, or go home! Sound like intimidating, too harsh but it's me. If you see a construction worker-people hate this lower class, but they do nothing than make little penny with their sweats and energy and time. They earn what they scarifies. But, if you see another site-there are smart people under title of engineering, architecture, planner etc. They earn by what their skills has to offers. And if you don't do both, you better not wasting any time then be a lazy person and stay at home. Wait until the construction complete and be a real consumer. In my 20-25 years old, I see freedom in life. I'm out of my parents house and finish study. I get the job and eat whatever I like to eat. Go back home late till one or two am. I enjoy my life ! Then, in my 26 years old-I'm familiar with word 'volunteer', and then I see life in differe...

 Hai.  Bulan lepas kawan aku ada ajak tengok @threads. D ia macam twitter atau X sedikit macam friendster dulu-dulu. Aku perasan dekat Instagram ada lalu-lalu, tapi tidak ambil kisah. Jadi, masa aku tengah makan lepak-lepak. Kawan aku cerita apa dia jumpa dekat laman itu. Aku cerita tepi kain orang ini, aku masuk ikut telinga kanan keluar telinga kiri. Jadi, bulan ini aku sedikit lapang-jadi aku singgah dekat laman  @THREADs ini. Memang macam culture shock juga bila apa yang aku baca. Apa aku boleh rangkum adalah... Mereka sangat open minded. Aku perasan umur mereka dalam 25-40 tahun dan sebab selalu share tentang masalah hidup, masalah rumah tangga, masalah diri, girlfriend, boyfriend, masalah keluarga. Aku tengok laman sosial bukan sebab hendak tambah masalah! Lepas itu, buka aib suami isteri anak-anak ipar duai. Dan tanpa segan sila, si penambah komen. Ada tambah buka aib, ada tambah masalah lagi adventures. Aku rasa @threads adalah 'the real open vs aib'. Dan aku in m...

Hai.  Hari ini aku hendak bercerita mengenai rumah. Bila buka topik , sebut rumah ramai persepsi diterima. Ada kata beli rumah masa muda, Ada kata sewa ajelah sampai tua. Ada pesan beli sekarang, Ada yang rumah kena lelong selepas beberapa bulan. Ada rumah siap tip top, Ada rumah banyak kena betulkan. Ada rumah tanah kontraktor lari, Jadi siapa betul, dan siapa salah? Siapa punya nasihat yang harus ikut!  Aku bukanlah kaki property, hendak sembang rumah lima enam puluh biji. Jauh lagi hendak kata rumah berjuta riban... Aku bukan hendak kata aku bagus. Tapi, ini adalah pendapat aku selepas beli rumah pertama tahun 2024 ini. Ini adalah cerita aku tentang bidang rumah-perumahan alias property investment. Ikut lah mana baik ambil pengajaran. Mana tidak betul atau contra, timbal balik. Bagi aku, rumah adalah hutang terbesar dalam hidup seseorang. Jadi, ini penting! Dekat Malaysia rumah condominium KL boleh dapat 350-500k, dengan gaji kau yang hanya RM 3-4k. Memanglah agent kata lep...

Hello. This is only some sort of announcement, if you're long enough with this blog. I try to update new topic using old post because I want to delete the old unimportant topic. The less memories I can say. So, sometimes you see that my post count stays the same, this is the real reason. I don't push for new reader or attentions, because I still like my private life. Only I want to upgrade my life to be a better one for upcoming 35 years old. Huh, I'm getting older guys! Why I want to change it? Because in my 20-s, I talk more about dream and in this 30-s...I want to stay in real life. What really someone should be and facing one. Be brave about it, you can do it. I try to talk more about health issues, relationship or financial part. Eventually it is what I want to focus on. I still clear about my G1, G2 and G3 goals... You all can access from front upper side of this blog.  Alright, stay in touch guys!

Hai, Today my roommate in Saudi came back from holiday in Malaysia and guess what she bring for me? A lots of tudung as what I really want it to be-actually she borrowed my tudung before fly to Malaysia and I said I really like that tudung but it not sell anymore quality like that... I bought it when I go to Berjaya Times Square around 2013. Long time right. Surprisingly she return back with tailor made wih 90% same quality and also in seven colors and I really love it! Thank you so much Kak Huda.  seven colors! Recently when I talked with my Philippines friend, I realised that I really appreciate what people give me and when I less interest in it- I will pass to another person who I think will use it. I don't like to keep thing unnecessary. But when I like it so much-I will use it till last. When I compared what I own now with brand name and to old things with unbranded name-I love my old one more, it bring memories and specific meaning to it. I don't know.  About that, my br...

Hai,  ''Teh Tarik" or pulled tea or commonly known as hot milk tea is one of my favourite. I like the richness flavor and foam from it. It is made from strong black tea and condensed milk influences from India immigrations to Malaysia long time ago. Combined it with roti canai or nasi lemak or kuih muih. There you go! But there is bitter sweet I'm facing about this Teh Tarik to share here...because my blog is my story.  For me, I will experience stomachache for about half of the day. This is not happen now but few years back only that I realize the issues when I'm in my previous hospital. I usually just took it if I really feel want it or if I know I'm not pass stool for three days. This is my booster for that. Hahahah... but the consequences is really bad. I'm not only go to bathroom for two three times but till six or seven times. To stop it, I have to drink more water to keep dehydrated and go to sleep earlier.  My mum and my friend said tea is good for ...

Hai, Bila cerita tentang membeli belah atau window shopping, aku rasa bila sudah kena uruskan duit sendiri iaitu lepas sekolah awam atau high school adalah waktu kita kurangkan berbelanja. Lepas itu bila bila mula kelas, aku dibawah sponsorship dan makan minum dan tempat tinggal disediakan. Bersyukur sangat! Thank you Felda. Dan disebabkan itu, arwah ayah aku hanya bagi Rm 50 untuk dua atau tiga bulan. Ini buat belanja beli keperluan belajar. Cukup ke?!! Cukup sangat. Sebab aku tidak perlu banyak benda hendak beli. Makan cukup semua. Kalau balik kampung memang kedua orang tua bagi bekalan banyak Jadi, selalu aku balik dalam setahun dua kali sahaja. Masa ini, aku memang sangat berjimat. Arwah ayah aku masa ini selain side support aku-dia support juga kakak aku lagi dua orang tengah diploma. Kami semua tidak pakai PTPTN. Cash semua. Hebat sangat arwah ayah aku. Moga titik peluh jasa pahala dikira semua.  Masa ini hendak beli kasut sukan pun aku tapau dekat abang aku, Ayob. Aku ingat ...

Hai,  Lately I saw many videos about Malaysia and their achievement, or is it only algorithm? So because of ''war chips'' between US and China, the demand and supplies interruption is real. And, who's become the middle man and benefit from it? Of course it is Malaysia! This is because many factors and real strong about is is Malaysia already set up their gear since 1972-with Intel investment at five acre in Penang and 1,000 employees. Maybe with 52 years experiences, it attract trust and many top hub technology to compete talent here and invest more.  I like now how big teamwork between Minister of Finance department and MITI-Ministry of Investment, Trade and Industry in making a right track for Malaysia to be a giant semiconductor hub. It's growth big and bigger and biggest! So far I saw Malaysia received more opportunities and they grab it well to compete in this game. Malaysia may be not one of the big name in technology, to involve this we start from below a...

Hai,  I really have a good bonding about retirement things since I'm in my late 20's and encourage others to talk about this. For me, planning retirement in Malaysia always under construction to do better until I achieve a good amount. Previously I thought, "Oh maybe Rm 1,000,000.00 is okay". But when I keep up with financial knowledge and hurt facts I need more than that. Basically I want my next life is fully comfortable and maybe sort of semi-luxuries. So how much Ringgit it will apply? After few articles and YouTube Video, my amount keep changing. Then, I met the real core to it. Inflation! Yeah, we always hit by it and let's face that bravely. What is inflation? Inflation is increase in price of goods and service in economy. So, when there is any shortage, boycotts or war then increases demand and price hikes it will led to inflation in purchasing values. Likes 1 cup of tea in 1990 maybe only Rm 0.50 but in 2020 around Rm 2.00, then how about in 2030? Maybe R...