Hi Malaysian, Let's talk about money today. How good are you now in managing your own money? Pretty well or meh, not doing so good. I may not the perfect person to talk about this, but I still got the basic about financial management. Right, in helping you to do that... Do you know what are top three our money wasted on? Probably many will said foods! Yeah, foods is one of the reason behind it. But, the truly answer are... In the first place is housing -Yeap! This part will burden you more if you have a house. Casually mortgage payment here may around Rm 1,800-800 per month. Or I can said some will have up to Rm 2,500...Yo. Then, this are not includes all the electric and water bills, the maintenance fees, the renovation, the groceries every weekend and  etc. Even if you not bought a house, housing will take part under rent amount. It still kicking you, but in a little amount. For my observation, this percentage will affect you 50%-60% randomly. Second place is transportation . N