Malaysia without coins?

Back in primary school around 1995, I still remember my mother would give a pocket money of 30 sen for primary school and my sister in high school 50 sen. "Young people, give small amounts of money ah". Seems a small amount, but that was the power of the buyer in the old days. Now, buyer power is getting less with a mixture of world inflation and money politics. Do we remember the 1 sen copper brown coin? And it has been abolished, no more sellers putting Rm 0.99 on each of its items. Wink. 

Again, Malaysia without coins? You said it's impossible for this to happen, but I can say ... Yes, it will in one day. Am I a good friend of the government? No, I speak as a Malaysian. In my opinion, with the determination of the government and the world to use a cashless society on all its people, it will happen that no coins will be used. No coins, or even no real paper money! It is because of digital transactions, where the magic in your hands. 

Let's see which countries no longer use coins, in 2012 Canada stopped making one-cent coins. Australia, stopped producing new one- and two-cent coins in 1992. Saudi Arabia have less than US $ 3 in coins but all are almost worthless. Bahamas in January 2020, South Korea going coinless in 2020/2021? What about Malaysia? Come on, we can do it. 

This coins could soon become a thing of the past, and within elimination of lower value coins... Who's going to bring a heavy wallet with even full of coins when you can just scan everything with your smart phone? The cashier also will give you a death glare if we dump it on their counter. Right? So, why keep a coins when world changing very fast in everything. And with no coins, the coin collectors guy will give a smiley full of joy. 

A homeless without a coins? Something good, right? Digital homeless? Cries in the corner. Talking about about this, a government should do something about them. They still a people with a heart. They still a part of Malaysian, and please make them feel useful and independent. Open the board meeting, make a great plan, or use all university students ideas. They sure got something in their mind, like a fresh solutions.

So, see you all in future! 

My FIRE tips: At age 30's

What is FIRE? It's short form for Financial Independence, Retire Early. In the nice word, you want to get out from normal 8-5 job as early as you can. Not anyone can think about it or even achieve  this, because you really have to get out from own comfort zone. Lots of sacrifice need to be done before you really keep the fire in your hand. Can you imagine how beautiful it is to wake up in the morning without think about any kind of job demand but to do what you like? You passion about.

Erm, to answer the question, yes, I'm absolutely targeting a FIRE in my future. I surely enjoy my nursing field but but I more love my own space. Instead of retire from my job at age 55 or 60 with long hours standing and do hard flexible posture, apparently I want to fully retire before age 40 maximum. Based on my plan, I will pre-test my option at age 35 to see how the process and continue to do my best for next five years. Let's say my finish line at age 70 or 80, so I have like half of my life participate in world activities!

Right now, I'm in phase four of my life which is age 30 to 35. Another five years to prove something to myself that I will do better than before. Interesting story in these two months without any job or rushing 8-5 life, I can imaging how's my scenario look like. How I will spend my life with, the activities, visit my friends, environment to look at, and future expenses. In the same time, I took a time to slowly re-adjust my own details and set a new main goal: The contentment life. Sound right, but you know what it is? It's mean life with happiness and satisfaction. Beautiful right? 

It's really crazy actually to think about, but I can said that I'm an extraordinary person with striking mindset. Since when I think about this? Since I'm age 25, when world introduce me what difference between money and currency and bad inflation. Then, I start to plot my own story with identifies and listed out all valuable things I got. I know my financial level, and put on details how can I improve it. Since last five years, I realized my goals always be change and to be better. Not I ashamed but with new me from now on, I would hold this in very long time. 

Most important tip here is invest in yourself or keep update your financial intelligence. Luckily I likes reading, so this is not a hard work. I go from romantic useless story or TV drama to financial or any self development books in a second. Sometime it is quite boring but if you look closely it is very good motivational ideas. In achieving FIRE, I need to do something about passive or leverage income. With this, they truly pump my adrenaline to be hunger for successful and appreciate our precious of time. Simply word I can said is prepare own weapon before you go to the war field, honey.

Next tip is kind of hard but surely worth it, is remove a toxic people in your life. This unhealthy relationship can be from your own family, best friends or people you like so this time just stay yourself away from them. For me, I resign from my current job and move to another country. Shock? Nope, this is the best. I don't like people unsupported me, think I'm a bad competitor, or other ugly millions reason. I also got a soft heart to say that I don't like them and don't want to be with them, so I keep my distance. Win-win situation, and I'm happy with it.

This FIRE situation is not until age you're stop working and you aspect it run smoothly but it is throughout your life. For me, I want to stress about our dependent in future lifestyle option. Why? This is because if you want a luxurious house, new sport car every year, or shopping non stop...then, your household expenses need a super strong background. You have to be careful in making a decision, discuss with your partner for a better comparison. In my target, I choose to be in minimalist and simple house with small garden. Then, I will be a happiest person ever. Yup!

Okay, so this is it. Bye.

Being the reason why I smile

How are you today? 

Today, I'm under the weather these few weeks with minor flu and exhausted. Maybe because I spent lots of time with clean my parents house and did few events there. March seems fully to me, I really filled it up with family and friends time. Keeping busy with birthday party for March and February babies, attend wedding with food poisoning,  video call session who's far away, grooming plant to keep them healthy, given gift for special friends, durian tasting yummy, and etc. I can said, I ate a lots of delicious food! I bet my weight is pumping hard. Ohuh.

By the way, I'm happy and smiling a lot these few weeks. I realized in last seven years, I really don't have a time for my family or even close friends because I keep working until late night or even in weekend. But now, after resigning for about two months I kept close with people I love and who's appreciate me. I come back to my childhood memories, silly moments with my siblings or even friends and we laughed hard until in tears. They always being the reason why I have a big smile. Thank you all, every each of you.

Then, I realized my time slowly vanished because April  slowly appear in few days. I promise to myself that month and next is I will come back as new me. Obviously refreshing my life because an adultery makes me want standardize everything to beautiful line everyday or even space in my mindset. I want to be happy than before, I want a full of daisies and rainbow life. A contentment life, forever. That is my goal, and I will achieve that. If people said it only in fantasy as what they do, nope...I'm living my life like that. What I want, I will get with God blessing too. 

Mostly I will focus more about self development, Islamic and health, and financial confident. They have lots to do, yeah. Erm, big or small scarifying not gonna hurt because I got a strong heart. Alright, I will tell you in next post about that okay. So, that's why I spent these few weeks with my close one. I also really cleaning out my closet...physically and mentally. You can said I remove toxic relationship that I felt uncomfortable with. Sorry guys, maybe you're better with someone else but not me. Someone who are appreciate you, because my hands are full. And, yeah.

Bye!