Assalamualaikum. This is real situation yang happened to me and Alhamdulillah Allah tu sayangnya masih betul-betul sama. Again, Alhamdulillah. Allah Maha Besar. Sujud syukur sangat. So as semua orang tahu, time belajar nih... Dapat basic jela kan. Actually okay manageable dengan commitment yang hanya beberapa sahaja. Can survive. Still boleh saving about Rm 500 and above every month. Not bad la kan. Yeah. Even though gitu, tak sangka this december 2018 pretty hard sebenarnya. Ujian betul. Biasa lah, dapat paychecks akan terus selari ikut budget. And everything going fine, as well as semuanya ikut planning. But, after naik my semester break... Everything changed. That was shocked me to the core. Until then, i got nothing in my purse and my emergency fund only tinggal Rm50. Memang drop gila. At that time baru around December, 07. Tell me, how can i pick up untuk next payment yang lagi dalam dua minggu? Why jadi macam nih? I'm not blaming anyone, its not even a mista...