Hai,  Now it's already in end of November, how fast time flies. One one month I will reach 35 years old oh great. I'm ready for hot marriage questions, again! Life in 2024 is still great with some achievement and some delayed project that I need to carry forward for 2025. This is because my own neglection and less discipline at that time. Surely, I regret about it because I wonder how come I do not follow the schedule, and everything will be alright. But it happens because changes in energy and time limit. So, I hope 2025 will bring be better life and opportunity.  I already make some arrangement for 2025 calendar. And most excitingly are about travel plan for January winter session with my Saudi friends, and Malaysia vacation day in between April to May. Always full up and down with flight up and down-so please bless me with fortune, health and energy. Financially, I target to make my mortgage loan to half in 2025. Still, I prefer to finish it between next five years as I pos...