Assalamualaikum guys. So, ini adalah post i took from majalah Calibre (living the good life), RM12.00-keluaran March. and not sure what year its published. Cannot be denied that this writer memang, memang dan memang superb ohsem! This article really good. And i like it sooo much. Its about how you manage your financial life wisely. To all gentlemen, check it out. For all ladies, check it in: 1.        Cut out unnecessary medical tests -All of us are afraid of getting sick but unnecessary medical tests can inflate your bills. *segala scan, Xray dan ultrasonic yang tak berkenaan cukuplah setahun sekali, jangan wat bulan-bulan pulak. Membazir. 2.        Choose an appropriate health insurance policy -Consider the costs, benefit and the extent to which your needs are met when choosing insurance. *jumpalah pakar untuk mengetahui segala kebaikan juga keburukannya dan jangan lupa untuk membandingkan setiap insuran di pasaran. 3.        Get generic drug whenever po