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Partner in crime: Malaysian Retiremet

Hai, 
I really have a good bonding about retirement things since I'm in my late 20's and encourage others to talk about this. For me, planning retirement in Malaysia always under construction to do better until I achieve a good amount. Previously I thought, "Oh maybe Rm 1,000,000.00 is okay". But when I keep up with financial knowledge and hurt facts I need more than that. Basically I want my next life is fully comfortable and maybe sort of semi-luxuries. So how much Ringgit it will apply?

After few articles and YouTube Video, my amount keep changing. Then, I met the real core to it. Inflation! Yeah, we always hit by it and let's face that bravely. What is inflation? Inflation is increase in price of goods and service in economy. So, when there is any shortage, boycotts or war then increases demand and price hikes it will led to inflation in purchasing values. Likes 1 cup of tea in 1990 maybe only Rm 0.50 but in 2020 around Rm 2.00, then how about in 2030? Maybe Rm 5.00... This is inflation.

Rate inflation Malaysia? Around 3%, and to do so, I should prepared more for my retirement. But, of course with my money support... it can be reduce with return of income growth targeting 5% above. My double is around 1.94%. So, basically if my expenses now Rm 7,000 per month -which is quite good cover and I then stop working at 60 years old-which is too long. Refer to Mr money Tv-I need real Rm 3.417 millions... and above.



How is it? I think it's barely pretty good amount for me. 
Rm 3 millions to go! I can do it!

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