FINANCE: Melayu perlu bijak mengatur kewangan
Assalamualaikum.
Last two days, kawan aku ada mengadu/luah perasaan about dia punya financial problem.
And if aku tak silap, past a month ago...
Ada lagi sorang story pasal tak cukup gaji.
And lastly, tak sampai ujung bulan. Makan megi.
Urgh!
Hate it, but can i know where's your money goes?
Did you spent it wisely?
This type of group adalah paling bahaya and...
Dengan GST bagai lagi sekarang.
Donno what to say.
So at that time, aku hanya boleh melahirkan rasa sympathy.
Itu belom digeledah diorang punya account saving, emergency fund... retirement saving?
Or yes, you are in trouble dear.
Aku masa tuh just can give advice how to organize money secara bijak lagi terbilang.
And...
I nak share dengan you all pon sesegan gitu.... 'cause sedar diri ini masih makan gaji.
But,
Think big, dream big, believe big, and the result will be big.
For now, aku mahu kita didedahkan dengan segala financial book/talk/events.
Sangat bagus.
If kalian adalah FB freaks, silalah add mana-mana finance page.
Agak-agak sambil tunggu reply comment/whatsapp... boleh singgah baca mana-mana post diorang.
Tak susah pon.
And aku juga mahu you all punya satu plan book.
List down everything you have.
Declare your assets.
Like this...
Net worth assessment.
Got it?
Up here is roughly how i do my net worth assessment.
If nak copy paste, dipersilakan.
This is the first step...baby step.
Tak apa slowly.
Take it easy.
Overall, after dah tau anda punya total net worth positive or negative... Dah boleh buat plan lain.
Nak kurangkan mana terlebih.
Pastu try keep saving for future.
Amat diterapkan tidak kira single, married, or divorce okeh.
Peace no war!
Last two days, kawan aku ada mengadu/luah perasaan about dia punya financial problem.
And if aku tak silap, past a month ago...
Ada lagi sorang story pasal tak cukup gaji.
And lastly, tak sampai ujung bulan. Makan megi.
Urgh!
Hate it, but can i know where's your money goes?
Did you spent it wisely?
This type of group adalah paling bahaya and...
Dengan GST bagai lagi sekarang.
Donno what to say.
So at that time, aku hanya boleh melahirkan rasa sympathy.
Itu belom digeledah diorang punya account saving, emergency fund... retirement saving?
Or yes, you are in trouble dear.
Aku masa tuh just can give advice how to organize money secara bijak lagi terbilang.
And...
I nak share dengan you all pon sesegan gitu.... 'cause sedar diri ini masih makan gaji.
But,
Think big, dream big, believe big, and the result will be big.
For now, aku mahu kita didedahkan dengan segala financial book/talk/events.
Sangat bagus.
If kalian adalah FB freaks, silalah add mana-mana finance page.
Agak-agak sambil tunggu reply comment/whatsapp... boleh singgah baca mana-mana post diorang.
Tak susah pon.
And aku juga mahu you all punya satu plan book.
List down everything you have.
Declare your assets.
Like this...
Net worth assessment.
Got it?
Up here is roughly how i do my net worth assessment.
If nak copy paste, dipersilakan.
This is the first step...baby step.
Tak apa slowly.
Take it easy.
Overall, after dah tau anda punya total net worth positive or negative... Dah boleh buat plan lain.
Nak kurangkan mana terlebih.
Pastu try keep saving for future.
Amat diterapkan tidak kira single, married, or divorce okeh.
Peace no war!
